{"id":50935,"date":"2025-11-15T12:47:26","date_gmt":"2025-11-15T08:47:26","guid":{"rendered":"https:\/\/herecareers.com\/job\/senior-associate-credit-analyst\/"},"modified":"2025-11-15T12:47:27","modified_gmt":"2025-11-15T08:47:27","slug":"senior-associate-credit-analyst","status":"publish","type":"job_listing","link":"https:\/\/herecareers.com\/ar\/job\/senior-associate-credit-analyst\/","title":{"rendered":"Senior Associate &#8211; Credit Analyst"},"content":{"rendered":"<p>411_2523825<\/p>\n<p>Dubai, United Arab Emirates | Posted on 08\/13\/2025 <\/p>\n<p>Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility.<\/p>\n<p>From being a disruptor in India\u2019s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products<\/p>\n<p>Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles.<\/p>\n<h3>\u0627\u0644\u0645\u0633\u0645\u0649 \u0627\u0644\u0648\u0638\u064a\u0641\u064a <\/h3>\n<p>\u0627\u0644\u0645\u0647\u0627\u0645 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629:<\/p>\n<p>Credit Evaluation: Analyse applicants&#8217; financial information, credit history, and other relevant data to assess their creditworthiness for loan applications.<\/p>\n<p>Risk Assessment: Identify and evaluate potential risks associated with loan approvals and recommend appropriate actions.<\/p>\n<p>Data Analysis: Utilize advanced analytics to interpret data trends and insights, providing actionable recommendations to improve loan performance.<\/p>\n<p>Reporting: Prepare comprehensive credit analysis reports for internal stakeholders, highlighting key findings and recommendations.<\/p>\n<p>Collaboration: Work closely with sales teams to understand customer profiles and ensure alignment with credit policies.<\/p>\n<p>Policy Compliance: Ensure adherence to company credit policies and regulatory requirements, updating them as necessary based on market changes.<\/p>\n<p>Client Interaction: Communicate effectively with clients regarding credit decisions and provide guidance on improving credit profiles when needed.<\/p>\n<p>Continuous Improvement: Stay updated on industry trends, emerging risks, and best practices in credit analysis to enhance processes and methodologies.<\/p>\n<p>Qualifications :<\/p>\n<p>Bachelor\u2019s\/Master\u2019s degree in Finance, Business, Economics, or a related field.<\/p>\n<p>Proven experience in credit analysis, preferably in a fintech or banking environment.<\/p>\n<p>Strong understanding of credit scoring models and risk assessment methodologies.<\/p>\n<p>Proficiency in data analysis tools and software (e.g., Excel, SQL, Tableau).<\/p>\n<p>Excellent analytical and problem-solving skills.<\/p>\n<p>Strong communication and interpersonal skills, with the ability to convey complex information clearly.<\/p>\n<p>Detail-oriented with strong organizational skills and the ability to manage multiple tasks.<\/p>\n<p>\u0627\u0644\u0645\u0624\u0647\u0644\u0627\u062a \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629:<\/p>\n<p>Experience with SME lending, Business loans etc.<\/p>\n<p>Familiarity with regulatory frameworks governing lending practices.<\/p>\n<p>Professional certifications (e.g., CFA, FRM) are a plus.<\/p>\n<p> #J-18808-Ljbffr<\/p>\n<p>2025-11-11 12:55:01<\/p>","protected":false},"author":100,"featured_media":0,"comment_status":"open","ping_status":"open","template":"","job_listing_type":[68],"job_listing_category":[1293],"job_listing_location":[720],"job_listing_tag":[],"class_list":["post-50935","job_listing","type-job_listing","status-publish","hentry","job_listing_type-full-time","job_listing_category-finance","job_listing_location-united-arab-emirates"],"metas":{"_job_featured_image":"","_job_featured":"","_job_filled":"","_job_urgent":"","_job_category":{"1293":"FINANCE"},"_job_type":{"68":"Full 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