{"id":74901,"date":"2026-04-13T14:16:50","date_gmt":"2026-04-13T10:16:50","guid":{"rendered":"https:\/\/herecareers.com\/job\/vp-cards-product\/"},"modified":"2026-04-13T14:16:51","modified_gmt":"2026-04-13T10:16:51","slug":"vp-cards-product","status":"publish","type":"job_listing","link":"https:\/\/herecareers.com\/ar\/job\/vp-cards-product\/","title":{"rendered":"VP &#8211; Cards Product"},"content":{"rendered":"<p>411_2955502<\/p>\n<p><h3>Job Summary <\/h3>\n<p>To manage the Credit and Debit Card product portfolio, driving customer value, revenue growth, and digital innovation. The role involves end-to-end product ownership including strategy, development, performance management, and cross-functional execution, in alignment with business goals and regulatory expectations. <\/p>\n<h3>\u0627\u0644\u062e\u0628\u0631\u0629 <\/h3>\n<ul>\n<li>5\u201310 years in Retail Banking or Payment Cards, with at least 3 years in a product management role <\/li>\n<li>Experience with card schemes (Visa\/MasterCard), processors, and digital enablers preferred <\/li>\n<\/ul>\n<h3>Skills <\/h3>\n<ul>\n<li>Strong understanding of card product economics and lifecycle <\/li>\n<li>Analytical thinking and data-driven decision making <\/li>\n<li>Solid project management and execution skills <\/li>\n<li>Effective collaboration with cross-functional teams <\/li>\n<li>Knowledge of emerging trends in digital payments and customer experience <\/li>\n<\/ul>\n<h3>Mandatory Professional Certifications &#038; Licenses <\/h3>\n<ul>\n<li>Cards acquisition and activation rate <\/li>\n<li>Usage growth (spend per card \/ transaction frequency) <\/li>\n<li>Product-level profitability and cost control <\/li>\n<li>Digital adoption and self-service penetration <\/li>\n<\/ul>\n<h3>Main Accountabilities <\/h3>\n<ol>\n<li>Product Ownership &#038; Strategy: Own the cards product roadmap \u2013 across Credit, Debit, and Prepaid segments; drive product positioning and value proposition across customer segments; benchmark against market offerings and proactively identify opportunities for innovation and differentiation. <\/li>\n<li>Portfolio &#038; P&#038;L Management: Monitor and manage key performance metrics: acquisition, activation, usage, attrition, profitability, NCLs; optimize fee income, interchange revenue, rewards cost, and lifecycle profitability; collaborate with Finance to ensure accurate product P&#038;L reporting and forecasting. <\/li>\n<li>Product Development &#038; Enhancement: Work with internal and external partners (e.g., Visa, Mastercard, fintechs) to develop new propositions, features, and benefits; lead initiatives such as co-branded cards, digital issuance, tokenization, tap-to-pay, and loyalty integration; ensure timely implementation of new product features, campaigns, and pricing changes. <\/li>\n<li>Customer Experience &#038; Digital Integration: Enhance the end-to-end cardholder journey \u2013 from application to usage and servicing; collaborate with Digital Banking to embed card services into mobile\/internet channels; support instant issuance, digital onboarding, and self-service capabilities. <\/li>\n<li>Cross-Functional Execution: Liaise with Marketing, Operations, Risk, Compliance, Legal, IT, and Sales; support marketing campaigns, customer communications, and frontline training; address issues and gaps raised by internal stakeholders, audit, or customer feedback. <\/li>\n<li>Regulatory &#038; Risk Compliance: Ensure all card products comply with regulatory, scheme, and internal governance requirements; own product documentation, SOPs, disclosures, and audit readiness; proactively identify and mitigate operational and reputational risks related to card products. <\/li>\n<\/ol>\n<h3>Seniority level <\/h3>\n<ul>\n<li>Not Applicable <\/li>\n<\/ul>\n<h3>Employment type <\/h3>\n<ul>\n<li>\u062f\u0648\u0627\u0645 \u0643\u0627\u0645\u0644 <\/li>\n<\/ul>\n<h3>Job function <\/h3>\n<ul>\n<li>Product Management and Marketing <\/li>\n<li>Industries <\/li>\n<li>IT Services and IT Consulting <\/li>\n<\/ul>\n<p>Referrals increase your chances of interviewing at Dicetek LLC by 2x <\/p>\n<h3>Sign in to set job alerts for \u201cVice President of Products\u201d roles. <\/h3>\n<p>Location: Abu Dhabi Emirate, United Arab Emirates <\/p>\n<\/p>\n<p> #J-18808-Ljbffr<\/p>\n<p>2026-03-27 08:37:58<\/p>","protected":false},"author":100,"featured_media":0,"comment_status":"open","ping_status":"open","template":"","job_listing_type":[68],"job_listing_category":[1359],"job_listing_location":[720],"job_listing_tag":[],"class_list":["post-74901","job_listing","type-job_listing","status-publish","hentry","job_listing_type-full-time","job_listing_category-management-operations-other","job_listing_location-united-arab-emirates"],"metas":{"_job_featured_image":"","_job_featured":"","_job_filled":"","_job_urgent":"","_job_category":{"1359":"Management &amp; 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