{"id":81306,"date":"2026-04-13T17:49:23","date_gmt":"2026-04-13T13:49:23","guid":{"rendered":"https:\/\/herecareers.com\/job\/director-loan-portfolio-management\/"},"modified":"2026-04-13T17:49:24","modified_gmt":"2026-04-13T13:49:24","slug":"director-loan-portfolio-management","status":"publish","type":"job_listing","link":"https:\/\/herecareers.com\/ar\/job\/director-loan-portfolio-management\/","title":{"rendered":"Director, Loan Portfolio Management"},"content":{"rendered":"<p>411_3312224<\/p>\n<p><h3>Overview <\/h3>\n<p><b>Job Purpose <\/b> The Director, Loan Portfolio Management is responsible for the end-to-end management of a loan portfolio, combining active portfolio optimisation with full ownership of ongoing loan portfolio management activities across the existing book. The role is hands-on and execution-focused, with accountability for improving risk-adjusted returns, optimising balance sheet usage, and ensuring robust monitoring, control and performance of the loan portfolio across the full loan life cycle. <\/p>\n<h3>Key Accountabilities <\/h3>\n<p><b>Portfolio Ownership and Optimisation <\/b> <\/p>\n<ul>\n<li>Personally manage a defined loan portfolio, maintaining name-level understanding of material exposures, returns, concentrations and risk profile. <\/li>\n<li>Execute portfolio actions including reductions, exits, restructurings, amendments and secondary loan transactions. <\/li>\n<li>Identify and manage deteriorating or low-return exposures, taking timely and decisive mitigating action. <\/li>\n<li>Evaluate the ongoing performance of existing loans and ensure alignment with portfolio and balance sheet objectives. <\/li>\n<li>Monitor industry and sector developments and communicate implications for portfolio exposures. <\/li>\n<\/ul>\n<p><b>Loan Portfolio Management \u2013 Existing Book <\/b> <\/p>\n<ul>\n<li>Lead and coordinate waiver and amendment processes in conjunction with Coverage, Credit, Legal and Agents\/clients as applicable. <\/li>\n<li>Attend client meetings \/ calls \/ site visits as appropriate. <\/li>\n<li>Oversee covenant monitoring, including covenant tracking and timely escalation of issues. <\/li>\n<li>Act as a lead contributor from Loan Portfolio Management in Annual Reviews and Annual Credit Reviews, including preparation, analysis and challenge. <\/li>\n<li>Ensure effective ongoing monitoring of the loan book, including early warning indicators, watchlists and risk grading. <\/li>\n<li>Be responsible for the timely and accurate preparation of portfolio and credit reports for senior management and governance forums. <\/li>\n<\/ul>\n<p><b>Balance Sheet, Risk, Credit and Stakeholder Management <\/b> <\/p>\n<ul>\n<li>Provide clear, decision-ready recommendations to support balance sheet approvals, renewals and annual reviews. <\/li>\n<li>Manage concentrated exposures, anticipate and mitigate credit deterioration, and maximise risk-adjusted returns within economic and regulatory constraints. <\/li>\n<li>Challenge origination and coverage where proposed transactions are misaligned with portfolio objectives, capital discipline or risk appetite. <\/li>\n<li>Monitor deal \/ loan portfolio returns and flag low returning transactions \/ groups \/ sectors. <\/li>\n<li>Establish and maintain strong working relationships with key internal stakeholders, including Coverage, Origination, Credit Risk, CAD, Loan Agency, Legal and Compliance. <\/li>\n<li>Support the Head of Loan Portfolio Management on portfolio-wide initiatives, KPI delivery, budgeting, reporting and business planning. <\/li>\n<\/ul>\n<p><b>Portfolio Transformation, Systems &#038; Strategic Initiatives <\/b> <\/p>\n<ul>\n<li>Actively contribute to the transformation of the Loan Portfolio Management function, including enhancement of portfolio processes, analytics, systems and controls. <\/li>\n<li>Generate practical ideas and proposals to improve portfolio oversight, risk management, reporting and decision\u2011 making, drawing on hands\u2011 on portfolio experience. <\/li>\n<li>Support the design, testing and implementation of enhancements to the LPM system and related tools, ensuring solutions are fit\u2011 for\u2011 purpose and embedded in day\u2011 to\u2011 day portfolio management. <\/li>\n<li>Participate in project workstreams, initiatives and change programmes sponsored by the Head of Loan Portfolio Management and senior management. <\/li>\n<li>Act as a key delivery partner, helping translate strategic objectives into executable changes across the portfolio management framework. <\/li>\n<li>Act as a role model for best\u2011 in\u2011 class Loan Portfolio Management practices, helping uplift capability, discipline and execution standards across the wider LPM team. <\/li>\n<li>Support the development of the broader team through knowledge sharing, coaching and leadership by example, ensuring consistent application of portfolio management frameworks and risk discipline. <\/li>\n<li>Act as a change agent, helping embed new processes, tools and ways of working into day\u2011 to\u2011 day portfolio management activities across the team. <\/li>\n<\/ul>\n<p><b>Role Scope <\/b> <\/p>\n<p>The Director owns a defined loan portfolio and is accountable for both portfolio optimisation and the ongoing management of the existing loan book. The role requires independent judgment, hands-on execution, and escalation of complex or sensitive matters where appropriate. <\/p>\n<h3>Qualifications &#038; Experience <\/h3>\n<ul>\n<li>Significant experience in loan portfolio management, credit risk or active asset management within wholesale banking or private credit. <\/li>\n<li>Demonstrated experience managing existing loan portfolios, including waivers, amendments, covenants, annual reviews and credit monitoring. <\/li>\n<li>Proven track record of executing portfolio actions and managing deteriorating or problem credits. <\/li>\n<li>Strong understanding of loan structures, credit risk, capital usage and portfolio trade-offs. <\/li>\n<li>Sound understanding of corporate financials, legal concepts and loan mechanics, with first-hand experience of documenting loan transactions. <\/li>\n<li>Excellent analytical skills with the ability to present clear, well-reasoned recommendations to senior stakeholders. <\/li>\n<li>Ability to work under pressure, manage competing priorities and deliver high-quality output to tight deadlines. <\/li>\n<li>Bachelor\u2019s degree in Finance, Business or a related discipline; MBA and\/or professional qualification (e.g. CFA) advantageous. <\/li>\n<li>12+ years\u2019 relevant experience in the banking sector, including at least 5 years in corporate loan markets with portfolio management responsibilities. <\/li>\n<li>Fluent in English with strong written and verbal communication skills; Arabic language skills advantageous. <\/li>\n<li>Strong awareness of UAE, regional and international markets. <\/li>\n<li>P&#038;L responsibility. <\/li>\n<\/ul>\n<p> #J-18808-Ljbffr<\/p>\n<p>2026-03-28 08:09:35<\/p>","protected":false},"author":100,"featured_media":0,"comment_status":"open","ping_status":"open","template":"","job_listing_type":[68],"job_listing_category":[1347],"job_listing_location":[720],"job_listing_tag":[],"class_list":["post-81306","job_listing","type-job_listing","status-publish","hentry","job_listing_type-full-time","job_listing_category-management-operations","job_listing_location-united-arab-emirates"],"metas":{"_job_featured_image":"","_job_featured":"","_job_filled":"","_job_urgent":"","_job_category":{"1347":"Management &amp; Operations"},"_job_type":{"68":"Full Time"},"_job_tag":[],"_job_expiry_date":"2026-06-18","_job_gender":"","_job_apply_type":"external","_job_phone":"","_job_apply_url":"https:\/\/en-ae.whatjobs.com\/coopob__cpl___411_3312224__3583?utm_source=3583&utm_medium=feed&keyword=Director-Loan-Portfolio&location=Abu-Dhabi&geoID=8","_job_apply_email":"","_job_salary_type":"","_job_salary":"","_job_experience":"","_job_career_level":"","_job_qualification":"","_job_video_url":"","_job_photos":"","_job_application_deadline_date":"2026-06-14","_job_address":"","_job_location":{"720":"United Arab Emirates"},"_job_map_location":{"address":"","latitude":"","longitude":""},"_job_logo":"https:\/\/herecareers.com\/wp-content\/uploads\/wp-job-board-pro-uploads\/_employer_featured_image\/2025\/11\/ICON-Here-Careers-Logo-150-150x150.png","_job_employer_name":"HR","_job_employer_url":"https:\/\/herecareers.com\/ar\/employer\/hr\/"},"cmb2":{"_job_careerjet_job_fields":{"_job_careerjet_detail_url":"","_job_careerjet_company_name":""}},"_links":{"self":[{"href":"https:\/\/herecareers.com\/ar\/wp-json\/wp\/v2\/job_listing\/81306","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/herecareers.com\/ar\/wp-json\/wp\/v2\/job_listing"}],"about":[{"href":"https:\/\/herecareers.com\/ar\/wp-json\/wp\/v2\/types\/job_listing"}],"author":[{"embeddable":true,"href":"https:\/\/herecareers.com\/ar\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/herecareers.com\/ar\/wp-json\/wp\/v2\/comments?post=81306"}],"wp:attachment":[{"href":"https:\/\/herecareers.com\/ar\/wp-json\/wp\/v2\/media?parent=81306"}],"wp:term":[{"taxonomy":"job_listing_type","embeddable":true,"href":"https:\/\/herecareers.com\/ar\/wp-json\/wp\/v2\/job_listing_type?post=81306"},{"taxonomy":"job_listing_category","embeddable":true,"href":"https:\/\/herecareers.com\/ar\/wp-json\/wp\/v2\/job_listing_category?post=81306"},{"taxonomy":"job_listing_location","embeddable":true,"href":"https:\/\/herecareers.com\/ar\/wp-json\/wp\/v2\/job_listing_location?post=81306"},{"taxonomy":"job_listing_tag","embeddable":true,"href":"https:\/\/herecareers.com\/ar\/wp-json\/wp\/v2\/job_listing_tag?post=81306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}