Senior Officer, PBG Due Diligence Oversight

Job Description

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We are looking for ambitious individuals who are passionate about the banking and finance industry and the markets in which CBD operates. Just as important to us is your ability to demonstrate a talent for dealing with people – your colleagues and our customers – and delivering service that really goes the extra mile.

The main purpose of the role is to analyze and assess assigned high‑risk customer profiles for existing customers periodically and upon trigger events, including Politically Exposed Person (PEP) identification and assessment against the Bank’s internal policies and procedures, to determine whether they align with the Bank’s risk appetite and regulatory requirements.

Principal Accountabilities

• Conduct an in‑depth review as per the Bank’s KYC/ODD Policy and Procedures of existing high‑risk customer profiles referred by the Business to Compliance for periodic (annually) and trigger‑based ongoing due diligence.
• Ensure completion of ODD with correct KYC data and perform KYC refresh to apply any risk rating changes.
• Work closely with the Business to obtain missing or additional KYC information or documentation required for completing the high‑risk customer due diligence per the Bank’s internal procedures.
• Identify red flags or FCC concerns and suggest exit of relationship, working with the team lead to action through the Business.
• Collaborate with the sanction screening team for newly identified PEPs through periodic PEP screening.
• Coordinate with the Business to obtain Business PEP assessments and obtain senior management approval, ensuring Compliance PEP assessment is completed before submission for approval from Compliance senior management.
• Ensure all identified PEPs are appropriately marked in the system and updated in the PEP register.
• Retain and store required KYC information and documentation properly using the Bank’s systems for each business line.
• Document the review process to evidence the analysis conducted and the rationale behind the sign‑off or rejection of customer profiles.
• Escalate any concerns to ensure customer profiles are well assessed and in line with the Bank’s policies and procedures.
• Follow the Bank’s exception handling process to obtain approvals where required information is not available (temporarily or permanently) during the ODD process or changes indicate heightened risk of financial crime.

Communication and Working Relationships

• Contact and interact with all Departments/branches and functions of the Bank that may require advice (e.g., Credit, Operations, respective Business and Branches) while performing Ongoing Due Diligence (KYC refresh, PEP identification, and PEP assessment).
• Ensure KYC ODD (CDD/EDD) measures are completed within an acceptable timeframe by the KYC ODD team.
• Provide accurate and timely information to the Manager on AML/TF risks identified during KYC refresh and ensure compliance with relevant laws in all aspects of the Bank’s activities.

Requirements

• Bachelor’s Degree as a minimum from a recognized university.
• At least 3 years of experience in the banking/financial services sector, preferably with due diligence exposure either through First Line or Compliance (Second Line of Defense).

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2026-04-16 07:14:45