VP, Personal Lending Products

المسمى الوظيفي

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Main objective of the role is to build and enhance the personal loans product to provide seamless experience to our customers. Identify opportunities within the portfolio as well as acquisition to create a sustainable personal loans business.

المسؤوليات

Purpose of the role:

• Regular tracking and monitoring of the different segments of customer base for profitability and health of the portfolio
• Work continuously on improving product propositions and processes
• Build and implement different acquisition strategies with specific targeting to various customer segments
• Facilitate various campaigns to drive loan growth maintaining required product margins
• Regular benchmarking of competition and identify best practices across the world
• Continuously provide analysis of product and portfolio performance and recommend areas of improvement
• Continuous product development keeping abreast with market trends
• Build innovative products in line with best available across various markets
• Adopt best practices through regular benchmarking of competitors
• Engage with various stakeholders mainly distribution, credit, operations etc to improve policies and processes
• Continuous monitoring of various portfolio KPIs: ENR, NIM, COR, GII, FTP etc
• Align campaigns with customer focus in mind and balance with product profitability
• Always find ways to improve acquisition and retention
• Facilitate the delivery of product campaigns as part of the annual calendar, as well as other campaigns designed to support business growth
• Partner with various consumer banking teams and Customer Experience on process improvement and transformation initiatives
• Drive customer value as Product Manager – directly engage with internal and external stakeholders to deploy onboarding and customer engagement solutions – acquisition journeys, mobile and internet bank services, etc.
• Keep a close eye on various marketing communications, notifications to customers and always ensure proper and appropriate value propositions are communicated

Core Responsibilities

Product Management:

• Continuous product development keeping abreast with market trends
• Build innovative products in line with best available across various markets
• Adopt best practices through regular benchmarking of competitors
• Engage with various stakeholders mainly distribution, credit, operations etc to improve policies and processes
• Continuous monitoring of various portfolio KPIs: ENR, NIM, COR, GII, FTP etc
• Align campaigns with customer focus in mind and balance with product profitability
• Always find ways to improve acquisition and retention
• Facilitate the delivery of product campaigns as part of the annual calendar, as well as other campaigns designed to support business growth

Process improvement and digital enablement:

• Partner with various consumer banking teams and Customer Experience on process improvement and transformation initiatives
• Drive customer value as Product Manager – directly engage with internal and external stakeholders to deploy onboarding and customer engagement solutions – acquisition journeys, mobile and internet bank services, etc.
• Keep a close eye on various marketing communications, notifications to customers and always ensure proper and appropriate value propositions are communicated

Key Accountabilities:

Increase acquisition and sustain NIMs

Meet revenue and balance sheet targets

Growth in client acquisition and meet sales targets

Time to market vs. timelines of product launching

Client satisfaction index

Adherence to policies, processes, and procedures of FAB and the Group

Product performance according to plan/business case

No negative audit finding our product risk profiles

Qualifications

Threshold Qualifications:

Bachelor’s degree in Finance, Accounting, Business Administration or any related discipline, Master’s degree in Finance, Accounting, Business Administration or any related discipline, is preferred.

Years of Experience:

Minimum of 10 years of experience in Finance and/or consumer banking products, specialist in portfolio and product management. with at least 7 years in a similar role.

معلومات عنا

About Us:

First Abu Dhabi Bank (FAB) is the largest bank in the UAE and one of the world’s largest and safest financial institutions. We offer a comprehensive range of personal and private banking services, including credit cards, Islamic banking, investments, loans, and mortgages. Our commitment to excellence and innovation drives us to provide top-tier financial solutions to our clients.

Life at FAB:

Working at FAB means being part of a team of talented and passionate individuals with a shared vision to support the ambitions of our stakeholders to “Grow Stronger.” We embrace the needs of our customers across the globe with a sense of responsibility and confidence driven by extensive expertise that can only be delivered by an ambitious world-class organization

FAB offers unique career choices, a chance to innovate, craft solutions for the future, and express yourself in a performance-based culture that will unleash the best in you. Whether you are an experienced professional or just starting your career, FAB provides a range of learning and development initiatives to support all employees through training and skill development.

Our Values:

At FAB, we place our customers at the core of our activities, live our values each day in every way, celebrate achievements, and empower each other to deliver leading solutions. We have structured plans for the recruitment and career progression of Emirati talent to enable them to make a mark in the financial and banking sector both regionally and globaly that rewards your hard work and dedication.

Join our team and be part of a journey to shape the future of banking.

Job Info

• Job Identification 763
• Job Category Senior Product Manager – CB
• Posting Date 02/11/2026, 05:16 AM
• Apply Before 03/08/2026, 12:00 AM
• Job Schedule Full time
• Locations First Abu Dhabi Bank (FAB) Al Qurm Business Park, Abu Dhabi, AE

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2026-02-27 08:34:17